E-Consent

CONSENT FOR ELECTRONIC SIGNATURES, RECORDS, AND DISCLOSURES ("E-Consent")

Please read this document carefully and keep a copy for your records.

Introduction

Welcome to The Best Lending Guiders. By submitting your request to be connected with one of our trusted third-party lenders, you agree to this Electronic Signature and Disclosure Consent (“E-Consent”).

This notice explains your rights regarding the use of electronic signatures, records, and disclosures during your online loan process. When you click the link agreeing to our terms, you confirm that you have read this E-Consent and that you allow us and our lending partners to use electronic signatures, electronic documents, and electronic communications throughout the transaction.

Displayed APRs, loan amounts, and repayment details are examples only and may differ based on your lender and personal profile.

Some lenders may conduct a credit check before approving your loan.

Certain lenders may be tribal lenders, meaning their fees and rates could be higher than state-regulated lenders. Tribal lenders follow federal and tribal laws, not state laws.

The Best Lending Guiders is not a lender, broker, or agent, and we do not make credit decisions. Nothing on this website should be considered a loan offer.

Paper Copies and Non-Electronic Records

You can always ask for a paper copy of any disclosure or document provided electronically. To do so, please contact the third-party lender directly. Paper copies will be sent to you at no cost, and lenders are required by law to keep these documents safely stored.

Scope of Your Consent

Your consent applies to all online communications and transactions between you and our partnered lenders. This includes interactions made via computer, smartphone, or tablet. By agreeing to this E-Consent, you allow The Best Lending Guiders and our lenders to communicate with you electronically, including sending you important loan details, agreements, and updates via email or through our websites.

Doing Business Electronically

Before you choose to proceed with electronic transactions, please make sure your device meets the basic hardware and software requirements listed below. Electronic business allows for faster processing, convenient communication, and secure delivery of important loan information.

System Requirements

To access and save documents electronically, you’ll need:

A computer, laptop, tablet, or smartphone with internet access.

A valid email address.

A web browser that supports 128-bit encryption (such as Chrome, Firefox, Safari, or Microsoft Edge).

A PDF reader like Adobe Acrobat Reader® or Foxit® to open documents.

A printer or other storage option (such as a hard drive or USB device) to keep copies for your records.

If you have questions about these requirements, please contact the lender for assistance.

Withdrawing Your Consent

Please note that your consent to use electronic records and signatures for this connection process is for a one-time transaction and cannot be withdrawn once your request is submitted.

However, if you are connected with a lender and wish to withdraw your E-Consent from them directly, you can do so anytime at no cost. Keep in mind that withdrawing consent before your loan is finalized may delay or stop your loan process. Contact the lender directly if you wish to withdraw your consent.

Any documents or disclosures already provided electronically will still remain legally valid.

Updating Your Contact Information

If your email address, phone number, or mailing address changes, it’s your responsibility to notify the lender so they can continue to send you important loan information. You can update your details through the lender’s website or by mailing them a written update.

Access Confirmation

By clicking the agreement link, you confirm that you can access and view all the required disclosures and documents in the formats mentioned above. You also confirm that your system meets the necessary requirements to receive and save electronic records.

Your Consent

By clicking on the agreement link:

You confirm that you have read and understood this E-Consent.

You agree to use electronic signatures and receive all disclosures, contracts, and loan-related documents in electronic form.

You understand that you can request a paper copy at any time at no cost.

You acknowledge that if you do not agree to use electronic records and signatures, you will not be able to proceed with the loan request online.

Your consent allows The Best Lending Guiders and its trusted lending partners to process your loan efficiently and securely using electronic communications.

Final Note

At The Best Lending Guiders, we value transparency, security, and convenience. Our goal is to make your loan application process smooth and hassle-free by allowing you to complete everything safely and quickly online.

If you have any questions about this E-Consent or need help with your loan process, please contact our support team anytime.

We can connect you with 1 of 100+ lenders in our network through one single form, dramatically increasing your chance of being accepted.

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California Residents:

Fraud Do Not Sell My Personal Information

Disclaimer

Possible Implications

Before borrowing any loan, it’s essential to understand all the potential consequences of not following your loan agreement’s terms and conditions. Below are some important points to consider. We strongly encourage you to carefully read the loan offer, agreement, and all associated documents provided by your lender before making any final decision.

Late or Missed Payments

When you agree to a personal loan, you enter a legal commitment to repay the borrowed amount, including any applicable interest, within the time frame mentioned in your agreement.
If you make late or partial payments or fail to repay the loan entirely, additional charges, penalties, or fees may apply based on your lender’s policy.

The Best Lending Guiders has no control or influence over these additional charges. All payment schedules, rates, and penalties are determined solely by the lender, and we recommend contacting your lender directly for clarification regarding repayment obligations.

Impact on Credit Score

Most of our partner lenders may review your credit history to assess your repayment capacity. When you submit a loan request through The Best Lending Guiders, you authorize the participating lenders to conduct a credit check, which could include both soft and hard inquiries depending on the lender.

Missing payments, making late payments, or defaulting on your loan could negatively impact your credit score, which may affect your ability to qualify for credit in the future. Always ensure that repayment schedules align with your financial situation before accepting any loan offer.

Collection Practices

The Best Lending Guiders functions solely as a loan connection and advertising referral platform, linking borrowers with lenders and lending partners who may offer financial products that meet your criteria.
We do not provide loans, make lending decisions, or determine loan amounts, APRs, fees, or repayment terms. These details are determined exclusively by the lender after reviewing your application.
We receive compensation from lenders or partners for referral services, which may influence the placement or order of offers displayed on our website. However, this does not affect your loan eligibility or approval chances.

Legal Disclaimer

The Best Lending Guiders connects borrowers with lenders and lending partners. The exact terms, APR, repayment schedules, and conditions are determined solely by the lender. We are compensated by lenders for connecting borrowers, which may influence the offers you see.

Please note the following:

All displayed APRs, repayment terms, and loan amounts are illustrative examples only and may vary depending on your lender and credit profile.

Some lenders may perform a credit check prior to loan approval.

Certain lenders may operate under federal and tribal regulations rather than state laws, and their rates and fees may differ from state-regulated lenders.

The Best Lending Guiders is not a lender, broker, or agent and does not guarantee approval for any loan amount or term.

Nothing on this website should be construed as a loan offer, financial advice, or solicitation.

Availability Notice: Loan terms, APRs, and eligibility requirements may vary depending on your creditworthiness, lender’s criteria, and applicable state regulations. Some loan products may not be available in all U.S. states.

Material Disclosure

The Best Lending Guiders does not directly issue loans.

We operate as a secure, advertising-based referral service that helps users connect with lenders who may provide personal loans typically ranging from $250 to $5,000.

There is no cost to use our platform, and submitting a request does not guarantee that you’ll be matched with a lender, approved for credit, or offered the exact amount you requested.
Each lender evaluates applications independently based on their internal policies and credit assessment methods.

Participating lenders may verify your information, conduct credit checks, or request additional documentation before approving a loan.
We receive compensation only for successful borrower–lender connections and do not charge users any upfront fees.

Short-term loans are designed for temporary financial assistance and should not be used as a long-term or recurring financial solution. We encourage responsible borrowing and advise you to consider all repayment obligations before accepting a loan.

Footnotes

(1) Fast Application Process: Completing the online request form and receiving a preliminary decision from participating lenders typically takes just a few minutes. Actual processing time may vary depending on lender systems and verification procedures.

(2) Quick Access to Funds: Once approved, the lender may transfer funds directly to your designated bank account, typically by the next business day. Transfer times can vary based on your bank’s policies and processing schedules.

(3) APR and Loan Terms: The Annual Percentage Rate (APR) for personal loans typically ranges between 5.99% and 35.99%, depending on your credit profile, lender, and state regulations. Repayment periods generally range from 91 days up to 72 months. Always read and understand the full loan agreement before accepting any offer to know your exact terms and obligations.

TheBestLendingGuiders.com is not a direct lender. We serve as a referral platform connecting consumers with trusted lending partners based on eligibility and state laws. Loan approval, funding timelines, and terms are solely determined by the lender.